How to buy and sell a house on loan

When Sameer Khan bought two properties in the western suburbs of Mumbai three years ago, the idea was to additional rental income for his family to generate. "I had two loans for flats when they were still under construction. Although the properties are nearly completed, it will take another six months to get in possession," he says. However, with the sharp rise in home loan interest rates, Khan found it difficult to both loans and plans to sell a property to fix it. "The profits from the sale of a house can be used to loan to pay for the other," he says.Financial uncertainty is just one of the reasons why an owner may want a house for which he is still paying the EMIS sell. A few years after buying the house, you feel the need to upgrade to a bigger building. If you move to another city for work, you can even to settle down after the removal of the existing house.Although these arguments are valid for a seller of a mortgaged property, it may also be useful to a mortgage existing home instead of buying one that is under construction. The advantage of buying an existing home is that it might be a better location and established and you are dealing with an individual rather than the sale is a team builder. In the case of an owner, you have ample time to the pros and cons of the deal to investigate before making a decision. Another advantage of buying an existing home is that banks in general due diligence to perform for the home that they are going to finance.While the reasons for selling and buying a mortgaged property may vary, a common problem that most people face is: can you sell a mortgaged property at all? Do you need credit to get rest and then a buyer to approach or the buyer can take over your loan? What if the buyer intends to take a loan to finance the purchase? Many owners who bought the house with money borrowed from a bank have struggled with these questions. To avoid confusion, while completing a deal, here's how you can sell (or buy) a house against which a loan is outstanding.



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