A Lakeland Mortgage or refinance is the first step in ensuring your lasting enjoyment here in one of Central Florida’s most beautiful cities.

Florida is about more than just retirement communities and big, flashy attractions. You’ve also got the year-round warm weather to look forward to, but there’s still much more than that. Florida does make a great vacation spot, but it’s also a nice place to settle down and make a home.
You don’t have to get a home in the busy, touristy cities like Orlando, though - you can get a Lakeland Mortgage and get a house in this nice community.

Lakeland is located right in the center of Florida, in Polk County. It’s about an hour away from major attraction cities like Orlando and Tampa - close enough to be easily accessible, far enough that it’s not as loud and busy. The city has plenty of unique features - like the historic Polk Theatre and the downtown Munn Park area - that give it a special character.

As the name implies there are a lot of lakes around the city, over 40 in fact. Along with those there are a lot of well-kept parks. The city is also home to a lot of buildings designed by famous architect Frank Lloyd Wright, so it has a special architectural flair.

Lakeland has a number of fairly upscale communities, but that doesn’t mean you can’t find an affordable house in the area. If you’re interested in financing a house with a Lakeland Mortgage, there are a number of resources, both local and on the Internet that can help you.

It’s a good idea to check these out ahead of time and determine if you can afford to live in the area. If you know your budget and opt for a fixed-rate mortgage, you should be able to figure out your monthly payments. Doing the research beforehand will give you an upper hand when its time to actually get the Lakeland Mortgage process going.

The average price of a home in Lakeland, Florida is about $150,000 currently in 2009. To give an example of how much a mortgage might cost monthly, the price would be right around $900 each month. That’s based on the current rates for a thirty year fixed rate mortgage, which is 5.7%, but is subject to change quickly.

You could also opt for an adjustable rate mortgage, which usually has rates starting around 3%, but they are likely to go up over time. They may be a better choice if you are expecting a long-term increase in your finances. Either way, it’s not a bad price for a Lakeland, Florida mortgage.